What Is The Maximum 401 Contribution 2025 . Anyone age 50 or over is eligible for an additional. Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2025, a $500 increase.
The 401(a) compensation limit (the amount of earned income that can be used to calculate retirement account contributions) will increase from $330,000 in 2023. The contribution limit for simple 401 (k)s is $16,000 (up to $19,500 if you’re 50 or older).
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